Privacy Policy

The Billtopia website (this “Site”) and Billtopia apps are provided by Billtopia, LLC. The following sets forth the Privacy Policy (“Privacy Policy”) of Billtopia, LLC and its affiliated companies (collectively, “Billtopia,” “we,” “us” or “our”) with respect to information collected through the Site or otherwise from Billtopia customers, and is incorporated into and made a part of the Billtopia Terms of Service, available at www.billtopia.app/terms-of-service. This Privacy Policy describes how information about you is collected, used and disclosed by us when you sign up for and use the Billtopia service and it provides other important privacy information, describes when and how we may change this Privacy Policy, and tells you how to contact us with any questions or comments.

 

  1. Purpose of Privacy Policy

Your privacy is important to Billtopia. Accordingly, Billtopia provides these policies so that you understand how Billtopia collects, uses and, in certain circumstances, discloses the information that you provide and/or that is automatically provided to Billtopia as a result of your visiting and using the Site or purchasing or using Billtopia products or services. This Privacy Policy also explains the steps Billtopia has taken to secure your personal information. Finally, this Privacy Policy explains your options regarding the collection, use and disclosure of your personal information. By visiting this Site or purchasing or using any Billtopia product or service, you accept the practices described in this Privacy Policy. Billtopia is not responsible for the content or privacy practices on any third-party website that may be linked to or from this Site. Any questions regarding this Privacy Policy should be directed to our customer service department at info@billtopia.app.

 

2. Collection and Use of Personal Information

1.   Personal information is information that identifies or is associated with a specific individual, such as a name, address, email address, or telephone number. Billtopia collects personal information about its customers. The ways in which we collect personal information about you include, but are not limited to, the following:

  • Registration and Ordering Before using certain parts of this Site or purchasing Billtopia products or services, you must complete an online registration form or provide certain information to Billtopia’s representatives. During registration (whether via this Site or otherwise), you will be prompted to provide to Billtopia certain personal information, which may include, but is not limited to, your name, billing address(es), phone number, port-in phone number, email address, and credit card number. This personal information is used for billing purposes, fulfilling your orders, and communicating with you about your order and this Site, and for marketing purposes. If Billtopia encounters a problem when processing your order, it will use your personal information to contact you.

  • User Submissions Certain areas of this Site may permit you to enter your email address and other contact information to receive further information about Billtopia or for other purposes. Your submissions for these purposes are completely voluntary, so you have a choice whether to participate and disclose information to Billtopia. Should you choose to submit information in response to these requests, Billtopia may collect and publish your name, email address, geographic location and other information collected by Billtopia to market Billtopia products and services and any other products and services offered by Billtopia.

  • Automatically Generated and Collected Information In addition to information that you volunteer as described above, this Site utilizes technologies to collect information and track your user experience. Billtopia will use this information to improve this Site and user experience. In addition, this Site automatically recognizes the Internet URL from which you access this Site and may also log your Internet protocol (“IP”) address (which may indicate the location of your computer on the Internet), Internet service provider, and date/time stamp for system administration, order verification, marketing, and system troubleshooting purposes. In addition, all wireless communication systems know when your phone is turned on and approximately where the device is physically located.

  • Information Collected by and/or Provided to Third Parties We may obtain information about you and combine it with your account information. For example, we may receive information from the retailer from whom you purchased a Billtopia product prior to your commencing service with us. In addition, we use a third-party service provider to serve ads and/or collect data on our behalf across the Internet and sometimes on this Web site. Some of these service providers may collect information about your visits to our Web site, and your interaction with our products and services to tailor marketing messages on this Web site and other sites or to trigger real time interaction, customize this Web site or enhance your profile.  Some of these service providers may be able to collect personal information that you share with this site via a web form automatically and prior to your pressing a submit button; and they may be able to use information from your visits to this site to send marketing messages to you in a way that may personally identify you. This information is collected through the use of a cookie, a javascript tag and/or pixel, which is industry standard technology used by most major web sites.  The information collected by these service providers may include your device’s IP address, user agent, email addresses (where hashed or otherwise rendered pseudonymous) and other user and device level pseudonymous information. Please keep in mind that your browser settings may not permit you to control the technologies utilized by these third-party companies. If you would like more information about these practices, please click: http://optout.aboutads.info/#!/.

  • Location-Based Services We use location information to route wireless communications and to provide 911 service, which allows emergency services to locate your general location. We may disclose, without your consent, the approximate location of a wireless device to a governmental entity or law enforcement authority when we are served with lawful process or reasonably believe there is an emergency involving risk of death or serious physical harm. Depending on your device, you may also be able to obtain a wide array of services based on the location of your device (for example, driving directions, enhanced 411 Directory Assistance or search results, etc.). These data services, known as Location-Based Services (“LBS”) are made available by us and other entities, usually via applications. These services use various location technologies and acquire location data from various sources. These applications and services use various location technologies (including Global Positioning Satellite (“GPS”), Assisted GPS (“AGPS”), cell ID and enhanced cell ID technologies) to identify the approximate location of a device, which is then used in conjunction with the application to enhance the user’s experience (for example, to provide driving directions, to provide enhanced 411 Directory Assistance or search results, etc.).LBS may, or may not, involve any interaction with or dependency on our supplier’s network, and location-based services may or may not look to our network to obtain location data. Where our network supplier allows third parties the capability of accessing data about your location that is derived from our supplier’s network, our network supplier requires those third parties to observe specific privacy and security protections consistent with this policy. It is important that you understand the location capabilities and settings of your device, and that you carefully read and understand the terms under which these services are provided – whether by us or another entity. You should carefully review the privacy policies and other terms of third parties with whom you have authorized the sharing of your location information, and you should consider the risks involved in disclosing your location information to other people. Where we provide a location-based service, you will receive notice of the location features of the service and collection of location data is with your consent. You will be provided options for managing when and how such information should be shared. 

Generally, Billtopia collects the above information for the following purposes: (i) to improve your experience on this Site; (ii) to improve the products and services that Billtopia sells to consumers; (iii) to communicate with you regarding this Site; (iv) to market and sell products and services to you and send you information about special offers; (v) to contact you about products or services you have purchased from Billtopia (including but not limited to the Billtopia service); (vi) to respond to your inquiries; (vii) to manage and develop our business and operations, administer accounts, and collect and process payments; and (viii) if you authorize text messaging, we will use your mobile number to communicate with you about your account and to send marketing text messages to you. If you decide that you no longer wish to receive emails or text messages from Billtopia that you had authorized, you may opt-out of receiving emails and text messages by managing your account preferences on this Site or by any other reasonable opt-out method available to you. Please note that Billtopia may have to communicate with you about product or service orders that you choose to place. You cannot opt-out of receiving product or service-related emails. Billtopia will not sell, rent, trade, license or otherwise disclose your specific personal information or financial information to third parties, except that: (1) Billtopia uses third parties to perform specific functions on its behalf and it must disclose information to help those parties perform their services (for example, Billtopia would disclose your name, address and phone number to a commercial carrier such as Federal Express or UPS in order to deliver a physical product that you order); (2) Billtopia must disclose your name and credit card number and information to financial services and credit card processing companies in order to process your orders; (3) Billtopia may be required to disclose such information in response to a legal process, order or investigation (for example, a subpoena or court order); (4) Billtopia may disclose personal information where disclosure is necessary to protect its legal rights or to protect itself or others (for example, in order to reduce the risk of fraud or illegal activities); (5) Billtopia may share such information amongst its affiliated companies for the purpose of marketing products and services to you; (6) Billtopia may provide identity verification services to third parties and your personal information may be included in the data transferred to third parties in connection with those services; and (7) Billtopia may acquire, merge with or be acquired by another company or it might sell some or all of its assets, and, in such a case, your personal information may be included in the transferred business assets. Also, in the event of our bankruptcy, insolvency, reorganization, receivership, or assignment for the benefit of creditors, we may not be able to control how your personal information is treated, transferred, or used and your personal information may be included in the transferred assets. Billtopia may sell, rent, trade, license, use and disclose all non-personal information and aggregate information, so long as such information does not personally identify you or any user, to any third party for any purpose, including, but not limited to, research and analytical purposes. Under federal law, you have a right, and Billtopia has a duty, to protect the confidentiality of information regarding your telephone use, the services you purchase from us, the calls you place and the location of your device on our network when you make a telephone call. This information is referred to as, among other things, “Customer Proprietary Network Information.” We may share Customer Proprietary Network Information with our affiliates; provided, however, that we will first notify you of your rights under applicable law, describe how we intend to use the Customer Proprietary Network Information, and give you an opportunity to opt-out of such use (or opt-in, to the extent required by applicable law).

 

3. Cookies

“Cookies” are pieces of information that may be placed on your computer by a website for the purpose of facilitating and enhancing your communications and interaction with that website. Cookies may possibly be used for such things as: (1) to customize your visitation and shopping experience; (2) to deliver content consistent with your stated interests; (3) to provide you with custom-tailored content; or (4) to save your password in password-protected areas. The use of cookies is an industry-standard — you will find them at most major websites. Most browsers are initially set to accept cookies. If you would prefer, you can set yours to refuse cookies or to alert you when cookies are being sent. However, it is possible that some parts of this Site will not function properly if you do so. Cookies, by themselves, do not tell us your email address or other personal information unless you choose to provide this information to us. However, once you choose to furnish this Site with personal information, this information may be linked to the data stored in the cookie. We use cookies to understand usage of this Site and to improve the content and offerings on this Site. In addition, we may utilize web beacons to recognize you when you visit this Site. We may also use other technologies, currently available or which may become available in the future, to provide us with other important anonymous information regarding the use of this Site.

 

4. Security

We take precautions and have implemented certain technical measures intended to protect against unauthorized access to, disclosure of, and unlawful interception of personal information submitted via this Site, including Secure Sockets Layer (“SSL”) for all financial transactions through this Site. However, your communications containing personal information may be unlawfully intercepted or accessed by third parties and/or this Site may be subject to network attacks or malfunctions. We cannot and do not guarantee the security of any information transmitted over the Internet. Once we receive your personal information, we take steps that we believe are reasonable to limit access to your personal information to only those employees and service providers whom we determine need access to the personal information to provide the requested products, services, offers or opportunities that may be of interest to you or that you have ordered, or that we otherwise disclose in accordance with Section 2 above. However, even after we receive your personal information, we cannot and do not guarantee that your personal information will not be accessed, disclosed, altered, or destroyed as a result of a breach of our security efforts or as a result of any other event beyond our reasonable control. Accordingly, we cannot and do not guarantee that your personal information or any other information is completely secure and safe from any risk.

 

5. Opt-Out and Corrections

Upon your request, Billtopia will: (a) correct or update your personal information; (b) stop sending emails to your email address; (c) stop sending text messages to your mobile phone number; (d) stop sending mail (including promotional materials) to your mailing address; and/or (d) disable your account to prevent any future purchases through that account. You may make these updates / changes yourself by managing your account preferences on this Site or by any other reasonable account update mechanism available to you. You also have the ability, at any time, to click through an “Unsubscribe” link, contained in all marketing e-mails, in order to stop receiving such e-mails. You may also send your requests to: info@billtopia.app. Please do not email your credit card number or other sensitive information. Please note that Billtopia may have to communicate with you about product or service orders that you choose to place. Accordingly, you cannot opt-out of receiving product or service-related emails or mailings.

 

6. Ability to Accept Terms

You affirm that you are at least the age of majority in your state of residence, and are fully able and competent to enter into and accept the terms set forth in this Privacy Policy.

 

7. Revisions

From time to time, we may revise the Privacy Policy. Your use of the Site or any Billtopia product or service following the posting of any revised Privacy Policy shall be deemed acceptance of the revised policy. If we make material changes to how we treat our users’ personal information, we will notify you by email to the primary email address specified in your account. The date the privacy policy was last revised is identified at the top of the page. You are responsible for ensuring we have an up-to-date active and deliverable email address for you, and for periodically reviewing this privacy policy to check for any changes. If you disagree with the terms of the Privacy Policy at any time, your sole remedy is to terminate your use of the Site and all Billtopia products and services. Continued use of the Site or any Billtopia product or service constitutes your agreement to any Privacy Policy as in effect.

 

8. Severability

If any part of the Privacy Policy is determined to be invalid or unenforceable by any arbitrator, court of competent jurisdiction or applicable law, the parties intend that such provision be amended and construed in a manner designed to effectuate the purposes of the provision to the fullest extent permitted by law.

 

9. Your California Privacy Rights

California Civil Code Section 1798 entitles California customers to request information concerning a business’s sharing of personal information to any third parties for the third parties’ direct marketing purposes. Billtopia will not knowingly share your personal information with non-affiliated third parties for their direct marketing uses without your opt-in consent. California customers who wish to request further information about our compliance with this law or have questions or concerns about our privacy practices and policies may contact us as specified in the “Contact Us” section below. Do Not Track (DNT) Disclosure:This Site does not currently respond to “Do Not Track” signals of web browsers. However, should the industry establish uniform technological standards for recognizing and implementing “Do Not Track” signals, Billtopia would be open to following such industry standards.

 

10. Protection of Children

Billtopia does not knowingly solicit children to purchase services or products. If, however, you authorize a child to use our services or products by providing them a device associated with your Billtopia account, any information associated with such use will be treated as your information in accordance with this Privacy Policy. This Site is not intended for children under the age of 18, and Billtopia does not intentionally or knowingly collect personal information on this Site from anyone under the age of 18. We encourage parents to be involved in the online activities (including wireless Internet browsing) of their children to ensure that no information is collected from a child without parental permission.

 

11. Advertisements and Links

This Site may display advertisements and links for third-party websites, products and services. Information you provide directly to third parties and information collected from you by third parties in connection with your use of their websites, products or services will be subject to such third parties’ privacy policies and not this Privacy Policy.

 

12. Contact Us

For privacy related questions, comments and requests, please contact Billtopia at info@billtopia.app

 

13. California Subscriber Rights

If you are a California resident, as defined in the California Code of Regulations, you have rights under the California Consumer Privacy Act of 2018 (the “CCPA”). A description of your rights and disclosures about how we process your personal information are below.

The CCPA gives California residents certain rights regarding their data, including:

• The right to know the categories of personal information we’ve collected and the categories of sources from which we got the information

• The right to know the business purposes for sharing personal information

• The right to know the categories of third parties with whom we’ve shared personal information

• The right to access the specific pieces of personal information we’ve collected and the right to delete your information

California residents also have the right to not be discriminated against if they exercise their rights under the CCPA.

Before we honor your rights to request information or delete information, we must verify your or your authorized agent’s identity. In certain cases, we may require you to provide additional information in order to verify your request.

Billtopia does not sell your personal information, but we may disclose your personal information to service providers who support our operations.

 

14. Google Actions Apps Privacy Policy

This Privacy Policy explains our practices regarding the collection, usage and disclosure of information that we receive from our users through our chat bot functionalities as made available by our product along with its implementations.

Please take a moment to familiarize yourself with our privacy practices and contact us if you have any questions.

Information we collect from you

Personal information is data that can be used to identify or contact a single person.

This chat bot is built to provide user-specific information collected by the Billtopia mobile app, as described in our Privacy Policy and Terms of Service.

In addition, there is certain amount of information that is collected by the platforms and integrations our chat bot uses. This includes

  • Time zone

  • Location (Latitude and Longitude values wrapped in a Location object)

  • Query (Natural language text to be processed )

  • sessionID- a unique anonymous string of characters identifying the session, etc

How we use the information

We only store the textual information to better our chat bots questions handling capacity and efficiency and also to ensure that the number of no match conversations is minimum. Other pieces of information mentioned above are necessary for the agents's functioning over various platforms.

What information do we share?

We never share the data with anyone.

How users can change/delete their data

The only way this chat bot can identify a user is with the help of a 'sessionID' which is a unique, anonymous string of characters which identifies their session. The users can choose any one of the two options called 'Reset App' or 'Stop this app from remembering me'. Doing this will change or reset the unique code the chat bot uses to remember them and hence the user will seem to be a new user during their next interaction with the app.

Privacy Questions

If you have any questions or concerns about our Privacy Policy or data processing, or if you would like to reach out to us to report a possible breach of local privacy laws, please contact us.

Revisions to this Privacy Policy

Any information that is collected via our services is covered by our Privacy Policy in effect at the time such information is collected. We may revise this Privacy Policy from time to time. If any change is brought to this Privacy Policy, we will provide a proper notice of those changes on our service and also update the “Last Updated on” field above to indicate when those changes become effective.